Sell Your University City Home for 1%. Not 2.5%.
Full-service listing at a 1% fee. At the 2026 median of $1,087,500, that's $16,313 back in your pocket compared to a traditional 2.5% commission -- with professional photography, MLS listing, expert negotiation, and transaction coordination included.
Source: SDMLS · ZIP 92122 · Jan - Aug 2026
University City / 92122 - 2026 Market Snapshot
Based on 154 closed sales in SDMLS, January 1 - August 11, 2026. All residential property types, ZIP 92122. Data provided by Nikolas Mazzola, CA DRE #01724621, Shorebreak Real Estate.
University City 92122 Price Guide
What Does University City Look Like at Each Price Point?
University City has one of the widest product mixes of any San Diego ZIP -- studio condos near Genesee and 4-bedroom SFRs on the Governor Drive grid both transact here. Understanding which tier you're in determines your buyer pool, your competition, and your pricing strategy.
| Price Range | What to Expect | Typical Profile |
|---|---|---|
| Under $600K | Studio and 1-bedroom condos in the high-rise and mid-rise corridor along Nobel Drive, Genesee Avenue, and Agee Street. These units (Regents Road complexes, 6350 Genesee, 6200-block Agee) drive strong investor and UCSD-adjacent rental demand. Many are sub-700 SF -- size and condition matter at this tier. | 0-1 BD / 1 BA · 420-700 SF · Condo |
| $600K - $900K | 2-bedroom condos and smaller townhomes -- the deepest buyer pool in 92122. Charmant Drive complexes (7405, 7415, 7545, 7565), Porte La Paz, Lebon Drive, Shoreline Drive condos, and Camino Tranquilo-area attached. Typical 900-1,100 SF. This segment accounts for the majority of the 154 closed sales. | 2 BD / 1-2 BA · 800-1,100 SF · Condo/townhome |
| $900K - $1.087M (Median) | Larger 2-3 BD condos, premium townhomes, and the first detached homes. Porte de Palmas (3BD, 1,700+ SF), Mahaila Avenue condos, Crystal Dawn, Renaissance Avenue larger townhomes. At the median, buyers in 2026 paid 98.9% of list with a 15-day median DOM -- priced-right product still moves; overpriced product lingers. | 2-3 BD / 2-3 BA · 1,000-1,900 SF · Large condo/townhome |
| $1.087M - $1.5M | Entry-level detached SFRs in University City proper and premium townhomes. Governor Drive smaller SFRs, Bovet Way, Caminito Davila, Caminito Suero, and the Whipple/Florey area. 3-bedroom homes at 1,100-1,600 SF. These buyers are transitioning out of the condo segment and value lot, schools, and SFR lifestyle over square footage. | 2-4 BD / 2-3 BA · 1,100-1,700 SF · Entry SFR / premium TH |
| $1.5M - $2M | The core of the University City SFR grid. Mercer Lane, Millikin Ave, Calgary Ave, Rous Street, Huggins, Bloch, Nansen, Gobat Avenue, and Weller Street. Typically 3-4 bedrooms at 1,400-2,100 SF on 5,000-12,000 SF lots. This tier represents the broadest SFR activity in 2026 -- more than 50 of the 154 closed sales landed here. | 3-4 BD / 2-3 BA · 1,400-2,100 SF · Detached SFR |
| $2M+ | Larger or heavily upgraded SFRs on premium lots. Caminito Cassis, Award Row, Ducommun Avenue, Combe Way, and oversized lots on Cozzens and Dirac Streets. At the top of the market, 6031 Dirac sold for $3.2M in 2026 on 17,100 SF with 4BD/4BA and 2,942 SF. These are the outliers that pull the average above the median. | 3-6 BD / 2-4 BA · 1,700-4,300 SF · Premium SFR |
Market Commentary
University City in 2026: A Two-Speed Market Where Product Type Determines Everything
The headline number for University City -- 98.9% average list-to-sale, 15-day median DOM -- understates the variation inside this market. University City runs two distinct submarkets simultaneously, and the strategy required to sell in each one is different.
The condo segment, which accounts for roughly two-thirds of the 154 closed sales, carries its own inventory pressure. The 94 active listings are heavily weighted toward condos, and the average DOM of 23 days versus the median of 15 tells you that stale listings exist -- typically 1-bedroom units priced above what the absorption rate supports. In this tier, buyers have optionality and use it. Sellers who price at the trailing edge of recent comps rather than the leading edge tend to close faster and net more per square foot.
The average sale price of $1,137,885 sits only $50,385 above the median of $1,087,500 -- a tight spread that signals this market is not being distorted by a handful of outlier sales. The distribution is relatively balanced across the condo-to-SFR continuum, which means median is a reliable benchmark for most sellers.
The SFR segment behaves differently. Detached homes on the Governor Drive, Mercer Lane, Millikin, and Calgary corridors moved faster and with less negotiation than comparable product in neighboring ZIPs -- UCSD proximity, walkability to UTC, and the La Jolla adjacent school options sustain genuine SFR demand. Well-priced SFRs in the $1.4M-$1.8M range consistently attracted multiple offers in 2026. The $3.2M close at 6031 Dirac Street confirms the ceiling, but it is the volume in the $1.2M-$1.8M tier that defines the market's character.
The practical implication for sellers: accurate pricing relative to product type (not just ZIP median) determines speed and net proceeds. A 2-bedroom condo at $750,000 and a 4-bedroom SFR at $1,600,000 operate in entirely different competitive environments within the same 92122 ZIP code.
University City Savings Calculator
What You Keep at 1% vs. 2.5%
Full-service listing. 1% fee. The difference goes back to you.
| Sale Price | At 1% (Our Fee) | At 2.5% (Traditional) | You Save |
|---|---|---|---|
| $500,000 | $5,000 | $12,500 | $7,500 |
| $750,000 | $7,500 | $18,750 | $11,250 |
| $1,087,500 Median | $10,875 | $27,188 | $16,313 |
| $1,500,000 | $15,000 | $37,500 | $22,500 |
| $2,000,000 | $20,000 | $50,000 | $30,000 |
| $2,500,000 | $25,000 | $62,500 | $37,500 |
Savings represent the difference between a 1% listing-side commission and a 2.5% listing-side commission. Buyer agent compensation is separate and negotiable. All services included: professional photography, MLS listing, negotiations, and transaction coordination.
Community Resources
University City is a planned community developed primarily in the 1960s-70s as housing for UCSD faculty, staff, and the surrounding biotech and professional corridor. Today it is one of San Diego's most in-demand ZIPs for professionals and families, offering freeway proximity, UTC retail, and La Jolla-adjacent coastal access without La Jolla pricing. The University City Community Association and City of San Diego provide the primary civic infrastructure.
Schools
University City is served by San Diego Unified School District. Elementary schools include Spreckels, Doyle, Curie, and Sorrento Valley-area campuses. University City High School serves the primary 9-12 attendance boundary. The Preuss School UCSD is a charter middle-high school on campus for first-generation college students. La Jolla High and Canyon Crest Academy are accessible via inter-district transfers.
- San Diego Unified School District -- K-12 district serving 92122; includes University City High School
- University City High School -- Primary 9-12 campus; STEM programs, strong athletics
- The Preuss School UCSD -- Charter 6-12 on UCSD campus; ranked among California's top public schools
- GreatSchools - ZIP 92122 -- Full ratings, parent reviews, and test data for all UC schools
Parks & Recreation
University City is flanked by two of San Diego's most significant open-space corridors. Rose Canyon Open Space Preserve runs along the eastern edge with miles of single-track trails connecting to Marian Bear Memorial Park. Standley Recreation Center offers a pool, gym, tennis courts, and youth programs in the heart of the neighborhood. UCSD's campus itself has extensive walking and biking paths open to the public.
Transportation & Commute
University City sits at one of San Diego's best-positioned freeway nodes -- I-5, I-805, and SR-52 all converge within or adjacent to the ZIP. The UC San Diego Blue Line trolley now serves the UTC Transit Center and multiple campus stops, connecting University City to Downtown San Diego, Kearny Mesa, and Old Town without a car. The Sorrento Valley Coaster station is minutes away for North County commuters.
Downtown San Diego: 20-28 min · Sorrento Valley biotech: 8-12 min · La Jolla / Torrey Pines: 10-15 min · Kearny Mesa: 12-18 min · Carlsbad: 28-35 min · Airport (SAN): 18-25 min
- MTS UC San Diego Blue Line Trolley -- UTC Transit Center to Downtown; multiple UCSD campus stops
- NCTD Coaster at Sorrento Valley -- Commuter rail connection to Oceanside and Santa Fe Depot
- 511 SD Trip Planner -- Real-time transit and commute planning for the 92122 area
Dining, Shopping & Medical
Westfield UTC is the retail and dining hub for University City -- anchor tenants include Nordstrom, Macy's, Whole Foods, and 100+ shops and restaurants including Tender Loving Burger, Shake Shack, True Food Kitchen, and a full-service dining corridor. One Paseo in adjacent Carmel Valley adds additional restaurants and specialty retail. UCSD Health is a world-class academic medical system with primary campuses on and adjacent to the university campus.
- Westfield UTC -- Premier regional mall with Nordstrom, Whole Foods, and 100+ dining/retail options directly in the ZIP
- One Paseo, Carmel Valley -- Mixed-use development 5 min east with Whole Foods, dining, fitness, and services
- UC San Diego Health -- World-class academic medical system; Jacobs Medical Center and multiple outpatient locations in the ZIP
- Scripps Memorial Hospital La Jolla -- Full-service hospital 10 min south; Level II Trauma, cardiovascular, and oncology programs
Want to work with us?
Real estate commissions are not set by law. There are no standard or fixed rates. The total commission is entirely up to the seller’s discretion and is negotiable between the seller and their listing agent.
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California Real Estate Disclosures: What Sellers and Buyers Need to Know
California Real Estate Disclosures: What Sellers and Buyers Need to Know
If you’re buying or selling a home in California, disclosures are not optional — they are a critical part of the transaction designed to protect both parties and prevent surprises after closing.
California has some of the most comprehensive disclosure laws in the country. Understanding them upfront can help you avoid delays, renegotiations, or legal issues later.
Here’s a practical breakdown of what disclosures are, why they matter, and what to expect during a residential real estate transaction.
What Are Real Estate Disclosures?
A disclosure is written information about a property that could affect a buyer’s decision to purchase or the price they’re willing to pay. These disclosures typically address:
The physical condition of the home
Known defects or repairs
Environmental or natural hazards
Legal or financial obligations tied to the property
California law places the primary responsibility for disclosures on the seller, with additional duties imposed on real estate agents to investigate and disclose material facts.
The Transfer Disclosure Statement (TDS)
One of the most important documents in a California home sale is the Real Estate Transfer Disclosure Statement (TDS).
This form requires the seller to disclose, to the best of their knowledge:
The condition of major systems (roof, plumbing, electrical, HVAC)
Past or present leaks, water damage, or structural issues
Unpermitted additions or repairs
Neighborhood nuisances (noise, odors, etc.)
HOA involvement or shared features
Environmental hazards such as asbestos, lead-based paint, or contaminated soil
Importantly, the TDS is not a warranty — but buyers are legally allowed to rely on the information provided when deciding whether to move forward.
If disclosures are delivered after an offer is accepted, buyers are given a short window to cancel the contract without penalty.
Natural Hazard Disclosures (NHD)
California sellers must also disclose whether a property is located in certain state- or federally-designated hazard zones, including:
Flood zones
Earthquake fault zones
Seismic hazard zones (liquefaction or landslides)
Very high fire hazard severity zones
Wildland fire areas
These disclosures are typically made using a Natural Hazard Disclosure Statement, often completed by a third-party reporting company. Even when a third party is used, the seller and agent remain responsible for ensuring the disclosure is delivered to the buyer.
Hazard disclosures help buyers understand potential insurance costs, building restrictions, and long-term risks tied to the property.
Additional Seller Disclosures You Should Know About
Depending on the property and transaction, sellers may also be required to provide disclosures related to:
Mello-Roos taxes or special assessments
Supplemental property tax notices
Methamphetamine contamination orders
Window security bars and pool safety features
Industrial zoning or nearby nuisance uses
Water heater earthquake bracing
Registered sex offender database notice
Lead-based paint disclosures (for homes built before 1978)
Failing to properly disclose these items can expose a seller to claims of misrepresentation — even years after closing.
What Are Agents Required to Disclose?
Licensed real estate agents in California have independent disclosure obligations. Agents must:
Conduct a reasonably competent visual inspection of accessible areas
Disclose material facts affecting value, desirability, or intended use
Disclose known defects even if the seller does not
Properly explain agency relationships (buyer, seller, or dual agency)
Agents are not required to perform technical inspections, but they cannot ignore visible red flags or known issues.
Why Disclosures Matter (for Both Sides)
Disclosures protect everyone involved:
For sellers, proper disclosures:
Reduce legal risk after closing
Build buyer confidence
Prevent deals from falling apart late in escrow
For buyers, disclosures:
Provide transparency
Help inform inspections and negotiations
Prevent costly surprises after move-in
In short: honest, timely disclosures keep transactions smoother and safer.
Work With a Broker Who Takes Disclosures Seriously
Disclosure laws are detailed, technical, and constantly evolving. Having an experienced broker who understands both the legal requirements and the practical realities of escrow can make a major difference.
At San Diego 1 Percent Listing, disclosures aren’t treated as paperwork — they’re treated as a critical part of protecting our clients and closing clean, defensible transactions.
Thinking of Selling?
If you’re preparing to sell and want help navigating disclosures the right way — without over-disclosing, under-disclosing, or risking liability — let’s talk.
👉 Schedule a free seller consultation
👉 Get a professional disclosure strategy before you list
Legal Note
This article is for general informational purposes only and is not legal advice. Disclosure laws can change, and every property is different. Buyers and sellers should consult qualified real estate and legal professionals regarding their specific situation. Information summarized from the California Department of Real Estate disclosure guidelines
