Full-service listing at a 1% fee. At the 2026 median of $830,000, that's $12,450 back in your pocket compared to a traditional 2.5% commission - with professional photography, MLS listing, expert negotiation, and transaction coordination included. At the average sale price of $932,838, the savings reach $13,993.
Source: SDMLS · ZIP 92102 · Jan - Aug 2026
Based on 59 closed sales in SDMLS, January 1 - August 11, 2026. All residential property types, ZIP 92102. Data provided by Nikolas Mazzola, CA DRE #01724621, Shorebreak Real Estate.
2026 Sold Data · SDMLS
The ZIP 92102 median of $830,000 spans Broadway condos under $400K and renovated Golden Hill SFRs above $2M. Here's how the market breaks down by property type.
| Property Type | 2026 Sold Range | Typical Size | Median DOM |
|---|---|---|---|
| Condo / Attached | $306,000 - $580,000 | 484 - 972 SF | 4 - 128 days |
| Entry SFR (1-2BR) | $600,000 - $760,000 | 420 - 900 SF | 0 - 40 days |
| Mid SFR (2-3BR) | $725,000 - $950,000 | 820 - 1,300 SF | 5 - 45 days |
| Upgraded SFR (3BR) | $950,000 - $1,350,000 | 1,000 - 1,665 SF | 4 - 53 days |
| Larger SFR (3-4BR) | $1,350,000 - $1,800,000 | 1,500 - 2,240 SF | 4 - 126 days |
| Premium / Multi-Unit (4-6BR) | $1,800,000 - $2,100,000 | 1,674 - 2,513 SF | 4 - 6 days |
Ranges based on 59 closed sales in ZIP 92102, January 1 - August 11, 2026. Individual results vary by condition, location within the ZIP, views, and renovation level.
Agent's Market Analysis · August 2026
ZIP 92102 is the kind of market where the buyers who got priced out of Mission Hills and North Park are now setting the comps. With 59 closed sales through August 11 - ranging from Broadway condos under $400K to large renovated SFRs above $2.1M - Golden Hill is competitive, steady, and increasingly recognized. The 13-day median DOM and 100.0% list-to-sale ratio tell a clear story: sellers who price correctly are getting everything they ask for, in under two weeks.
"At the $830,000 median, the gap between a 1% and 2.5% listing fee is $12,450. At the average sale price of $932,838, it's $13,993. Golden Hill sellers are already achieving 100% of list at negotiation - they're not leaving money at the table there. But a lot of them are leaving it in their listing agreement before the home ever goes live."
The most active segment has been 2-3BR SFRs priced $700K to $1.1M - homes on 19th, 22nd, 25th, 27th, 30th, Fern, Grove, Edgemont, and the residential streets climbing the ridge. These are typically Victorian-era or Craftsman homes on 2,500-7,000 SF lots, ranging from about 700 to 1,300 SF. Updated examples are moving in under 15 days. The raw-condition end of this tier reflects buyers who understand what Golden Hill is becoming and are willing to work for the right address.
The upper Golden Hill ridge - homes on B Street, Island Avenue, and the streets with direct downtown and bay sight lines - commands premiums that are hard to quantify on a per-SF basis. A 947 SF home on C Street closed at $1,100,000 in July. A 1,044 SF home on Felton sold at $1,155,850 in June. The view premium in upper Golden Hill is real, and buyers from Coronado and downtown are paying for it.
The South Park overlap - Grape, Fern, Juniper, and the blocks that the market calls South Park but the tax records call 92102 - is among the most demanded micro-markets in the ZIP. The $899K-$1.35M range in this area moves quickly when condition is right. The 92102/92104 border is invisible to buyers who want the Grape Street dining scene and oak-tree walkability at slightly more accessible price points than 92104 commands.
Nikolas Mazzola · CA DRE #01724621 · Broker, Shorebreak Real Estate · Analysis based on SDMLS data, ZIP 92102, Jan 1 - Aug 11, 2026.
Based on 2026 Golden Hill 92102 Sold Prices
At 92102's price points, the 1.5% difference between a 1% and 2.5% listing fee is real money - not a rounding error.
| Your Sale Price | 2.5% Listing Fee | 1% Commission | You Save |
|---|---|---|---|
| $500,000 | $12,500 | $5,000 | $7,500 |
| $650,000 | $16,250 | $6,500 | $9,750 |
| $830,000 (2026 Median) | $20,750 | $8,300 | $12,450 |
| $1,000,000 | $25,000 | $10,000 | $15,000 |
| $1,300,000 | $32,500 | $13,000 | $19,500 |
| $1,700,000 | $42,500 | $17,000 | $25,500 |
Full-service listing includes professional photography, MLS, syndication, negotiation, and transaction coordination. No hidden fees.
Neighborhood Guide · ZIP 92102
Neighborhoods Within 92102
Lifestyle & Location
Schools Serving 92102

Copyright 2026. Shorebreak Real Estate DBA San Diego 1 Percent Listing. All Rights Reserved.
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