Sell Your North Park Home for 1%. Not 2.5%.
Full-service listing at a 1% fee. At the 2026 median of $807,500, that's $12,113 back in your pocket compared to a traditional 2.5% commission - with professional photography, MLS listing, expert negotiation, and transaction coordination included. At the average sale price of $925,877, the savings reach $13,888.
Source: SDMLS · ZIP 92104 · Jan - Aug 2026
North Park / South Park / Golden Hill 92104 - 2026 Market Snapshot
Based on 140 closed sales in SDMLS, January 1 - August 11, 2026. All residential property types, ZIP 92104. Data provided by Nikolas Mazzola, CA DRE #01724621, Shorebreak Real Estate.
2026 Sold Data · SDMLS
What Homes Actually Sell For in 92104
The ZIP 92104 median of $807,500 spans studio condos under $300K and renovated Victorian SFRs above $2M. Here's how the market breaks down by property type.
| Property Type | 2026 Sold Range | Typical Size | Median DOM |
|---|---|---|---|
| Studio / 1BR Condo | $265,000 - $500,000 | 336 - 682 SF | 5 - 62 days |
| 2BR Condo / Attached | $450,000 - $775,000 | 630 - 1,200 SF | 4 - 54 days |
| Entry SFR (2BR) | $535,000 - $875,000 | 528 - 1,092 SF | 0 - 36 days |
| Mid SFR (2-3BR) | $875,000 - $1,200,000 | 870 - 1,421 SF | 4 - 44 days |
| Upgraded SFR (3BR) | $1,200,000 - $1,800,000 | 1,250 - 1,950 SF | 3 - 27 days |
| Premium / Luxury SFR (3-4BR) | $1,800,000 - $2,330,888 | 1,700 - 2,370 SF | 5 - 68 days |
Ranges based on 140 closed sales in ZIP 92104, January 1 - August 11, 2026. Individual results vary by condition, location within the ZIP, lot size, and renovation level.
North Park Market Analysis · 2026
North Park Is One of San Diego's Most Active Urban Markets - and One of the Best Places to Save on Commission
North Park 92104 is the kind of market where the data tells a clear story: 140 homes closed in 2026 with a 12-day median DOM and a 100.5% list-to-sale ratio. That means well-priced homes aren't sitting - they're selling fast and at or above asking. If you're a seller, that environment works in your favor. The question is why you'd hand 2.5% of the result to a listing agent when 1% buys you the same photography, the same MLS exposure, and the same negotiation.
The ZIP 92104 median of $807,500 masks a wide range. The market runs from sub-$300K studio condos along Florida and Alabama to $2.3M renovated Craftsmans near South Park. What moves fastest in the middle: updated 2BR SFRs in the $850K-$1.1M range and 2BR condos under $600K. Both segments regularly see multiple offers and quick closings when the condition and price are right.
The neighborhoods within 92104 are not interchangeable. North Park proper - the 30th Street corridor, Ray Street, University Avenue - commands a premium for walkability and energy. South Park trades some of that foot traffic for quieter blocks, larger lots, and a stronger sense of neighborhood identity. Golden Hill sits at the southern edge, still highly desirable, with some of the best views of downtown in any inland San Diego ZIP.
At the median price of $807,500, the difference between 1% and 2.5% is $12,113. At the average sale price of $925,877, it's $13,888. That money doesn't go into marketing - it goes to the brokerage. My sellers get full-service representation, professional photography, MLS listing, and expert negotiation at 1%. No asterisks.
Based on 2026 North Park 92104 Sold Prices
How Much You Keep at 1% vs. 2.5%
At 92104's price points, the 1.5% difference between a 1% and 2.5% listing fee is real money - not a rounding error.
| Your Sale Price | 2.5% Listing Fee | 1% Commission | You Save |
|---|---|---|---|
| $500,000 | $12,500 | $5,000 | $7,500 |
| $650,000 | $16,250 | $6,500 | $9,750 |
| $807,500 (2026 Median) | $20,188 | $8,075 | $12,113 |
| $950,000 | $23,750 | $9,500 | $14,250 |
| $1,200,000 | $30,000 | $12,000 | $18,000 |
| $1,600,000 | $40,000 | $16,000 | $24,000 |
Full-service listing includes professional photography, MLS, syndication, negotiation, and transaction coordination. No hidden fees.
Neighborhood Guide · ZIP 92104
Living in North Park, South Park & Golden Hill
Neighborhoods Within 92104
Lifestyle & Location
Schools Serving 92104
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Real estate commissions are not set by law. There are no standard or fixed rates. The total commission is entirely up to the seller’s discretion and is negotiable between the seller and their listing agent.
Department of Real Estate License # 01724621, #01984637
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California Real Estate Disclosures: What Sellers and Buyers Need to Know
California Real Estate Disclosures: What Sellers and Buyers Need to Know
If you’re buying or selling a home in California, disclosures are not optional — they are a critical part of the transaction designed to protect both parties and prevent surprises after closing.
California has some of the most comprehensive disclosure laws in the country. Understanding them upfront can help you avoid delays, renegotiations, or legal issues later.
Here’s a practical breakdown of what disclosures are, why they matter, and what to expect during a residential real estate transaction.
What Are Real Estate Disclosures?
A disclosure is written information about a property that could affect a buyer’s decision to purchase or the price they’re willing to pay. These disclosures typically address:
The physical condition of the home
Known defects or repairs
Environmental or natural hazards
Legal or financial obligations tied to the property
California law places the primary responsibility for disclosures on the seller, with additional duties imposed on real estate agents to investigate and disclose material facts.
The Transfer Disclosure Statement (TDS)
One of the most important documents in a California home sale is the Real Estate Transfer Disclosure Statement (TDS).
This form requires the seller to disclose, to the best of their knowledge:
The condition of major systems (roof, plumbing, electrical, HVAC)
Past or present leaks, water damage, or structural issues
Unpermitted additions or repairs
Neighborhood nuisances (noise, odors, etc.)
HOA involvement or shared features
Environmental hazards such as asbestos, lead-based paint, or contaminated soil
Importantly, the TDS is not a warranty — but buyers are legally allowed to rely on the information provided when deciding whether to move forward.
If disclosures are delivered after an offer is accepted, buyers are given a short window to cancel the contract without penalty.
Natural Hazard Disclosures (NHD)
California sellers must also disclose whether a property is located in certain state- or federally-designated hazard zones, including:
Flood zones
Earthquake fault zones
Seismic hazard zones (liquefaction or landslides)
Very high fire hazard severity zones
Wildland fire areas
These disclosures are typically made using a Natural Hazard Disclosure Statement, often completed by a third-party reporting company. Even when a third party is used, the seller and agent remain responsible for ensuring the disclosure is delivered to the buyer.
Hazard disclosures help buyers understand potential insurance costs, building restrictions, and long-term risks tied to the property.
Additional Seller Disclosures You Should Know About
Depending on the property and transaction, sellers may also be required to provide disclosures related to:
Mello-Roos taxes or special assessments
Supplemental property tax notices
Methamphetamine contamination orders
Window security bars and pool safety features
Industrial zoning or nearby nuisance uses
Water heater earthquake bracing
Registered sex offender database notice
Lead-based paint disclosures (for homes built before 1978)
Failing to properly disclose these items can expose a seller to claims of misrepresentation — even years after closing.
What Are Agents Required to Disclose?
Licensed real estate agents in California have independent disclosure obligations. Agents must:
Conduct a reasonably competent visual inspection of accessible areas
Disclose material facts affecting value, desirability, or intended use
Disclose known defects even if the seller does not
Properly explain agency relationships (buyer, seller, or dual agency)
Agents are not required to perform technical inspections, but they cannot ignore visible red flags or known issues.
Why Disclosures Matter (for Both Sides)
Disclosures protect everyone involved:
For sellers, proper disclosures:
Reduce legal risk after closing
Build buyer confidence
Prevent deals from falling apart late in escrow
For buyers, disclosures:
Provide transparency
Help inform inspections and negotiations
Prevent costly surprises after move-in
In short: honest, timely disclosures keep transactions smoother and safer.
Work With a Broker Who Takes Disclosures Seriously
Disclosure laws are detailed, technical, and constantly evolving. Having an experienced broker who understands both the legal requirements and the practical realities of escrow can make a major difference.
At San Diego 1 Percent Listing, disclosures aren’t treated as paperwork — they’re treated as a critical part of protecting our clients and closing clean, defensible transactions.
Thinking of Selling?
If you’re preparing to sell and want help navigating disclosures the right way — without over-disclosing, under-disclosing, or risking liability — let’s talk.
👉 Schedule a free seller consultation
👉 Get a professional disclosure strategy before you list
Legal Note
This article is for general informational purposes only and is not legal advice. Disclosure laws can change, and every property is different. Buyers and sellers should consult qualified real estate and legal professionals regarding their specific situation. Information summarized from the California Department of Real Estate disclosure guidelines
