Full-service listing at a 1% fee. At the 2026 median of $975,000, that's $14,625 back in your pocket compared to a traditional 2.5% commission -- with professional photography, MLS listing, expert negotiation, and transaction coordination included.
Source: SDMLS · ZIP 92116 · Jan - Aug 2026
Based on 114 closed sales in SDMLS, January 1 - August 11, 2026. All residential property types, ZIP 92116. Data provided by Nikolas Mazzola, CA DRE #01724621, Shorebreak Real Estate.
Normal Heights / Kensington 92116 Price Guide
ZIP 92116 covers two distinct neighborhoods -- the flat bungalow grid of Normal Heights along Adams Avenue, and the hillside streets of Kensington climbing toward East Mountain View Drive. Both share a ZIP code but serve different buyers at meaningfully different price points.
| Price Range | What to Expect | Typical Profile |
|---|---|---|
| Under $500K | Studio and 1-bedroom condos in the Normal Heights condo corridor -- 33rd Street, Kansas, Suncrest Drive, Madison Avenue, and 35th Street complexes. Small footprint, 400-700 SF. Entry point for first-time buyers and investors. Some units carry HOA fees that affect net cost. | 0-1 BD / 1 BA · 400-700 SF · Condo |
| $500K - $800K | 2-bedroom condos and smaller attached homes -- Oregon Street, Arizona, Ohio, Felton, Hamilton, and North Avenue condo clusters. Typical 700-950 SF. Also includes the smallest detached bungalows and ADU-over-garage configurations. This tier sees the highest condo volume in the ZIP. | 1-2 BD / 1-2 BA · 500-950 SF · Condo / small attached |
| $800K - $975K | Entry detached bungalows on the Normal Heights flat grid -- Oregon Street, Monroe, Madison, 39th, 41st, Louisiana, and Panorama Drive. Typically 600-900 SF on 2,000-4,000 SF lots. Older homes often with original character, many sold as-is or with cosmetic updates. 10-day median DOM means buyers compete here. | 1-2 BD / 1 BA · 550-900 SF · Detached bungalow |
| $975K - $1.35M (Median) | Updated Normal Heights SFRs and the first Kensington-adjacent homes -- Louisiana Street, Bancroft, Cleveland, North Avenue, Felton, Van Dyke, Mountain View Drive. 2-3 bedrooms, 800-1,400 SF, often remodeled kitchens and baths. At the median, homes sold in 10 days at essentially list price in 2026. Correctly priced product gets multiple offers. | 2-3 BD / 1-2 BA · 800-1,400 SF · Updated SFR |
| $1.35M - $1.9M | Larger remodeled Normal Heights homes and entry Kensington hillside -- Kensington Drive, Biona Drive, Marlborough, E Talmadge Drive, 35th Street, Utah. 3 bedrooms, 1,400-2,000 SF, typically fully renovated or new construction. Kensington buyers in this range value hillside views and proximity to the Kensington village on Adams. | 2-4 BD / 2-3 BA · 1,300-2,000 SF · Renovated SFR / Kensington entry |
| $1.9M+ | Kensington premium -- Canterbury Drive, Alder Drive, Sussex, Palisades Road, Middlesex, Hempstead Circle. Large lots (5,000-30,000 SF), 3-6 bedrooms, often architecturally significant. The 2026 top sale was 4348 Middlesex at $5,025,000 -- a 6,078 SF home on 19,846 SF. These transactions set the ceiling and skew the ZIP average well above the median. | 3-6 BD / 2-6 BA · 1,500-6,000+ SF · Kensington premium / estate |
Market Commentary
A 10-day median days-on-market with a list-to-sale ratio at essentially 100% describes a market where supply is tight and buyer demand is consistent. That is the headline for Normal Heights and Kensington in 2026. But the data contains a detail that warrants attention before any seller sets an asking price.
The average sale price of $1,199,823 sits $224,823 above the median of $975,000 -- a spread driven almost entirely by a small number of Kensington estate sales, including 4348 Middlesex at $5,025,000. Strip those outliers and the typical 92116 transaction is a sub-$1.1M bungalow or updated detached in Normal Heights proper.
That distinction matters when a seller asks "what is my home worth." Average price is the wrong benchmark for a 900 SF bungalow on Oregon Street -- it overstates expectations. Median price is closer to accurate, and the specific sub-tier (condo vs. attached vs. detached bungalow vs. renovated SFR vs. Kensington hillside) is the most precise reference point of all. Each tier competes independently in this market.
The 10-day median DOM is among the fastest in San Diego. That speed is real -- but it is not universal. Properties that lingered include a 1-bedroom condo at 107 DOM, a detached home at 104 days, and a Kensington estate at 68 days. The common factor in prolonged listings is pricing ahead of what the tier supports. Well-priced homes here get offers in the first weekend. Overpriced homes become the comparables that help other listings sell faster.
The Adams Avenue corridor, Normal Heights' walkability, and the Kensington village character give 92116 a demand floor that holds even when broader San Diego softens. These are neighborhoods people choose for lifestyle reasons, not just commute math -- and that consistent identity keeps buyer interest durable across market cycles.
Normal Heights Savings Calculator
Full-service listing. 1% fee. The difference goes back to you.
| Sale Price | At 1% (Our Fee) | At 2.5% (Traditional) | You Save |
|---|---|---|---|
| $400,000 | $4,000 | $10,000 | $6,000 |
| $650,000 | $6,500 | $16,250 | $9,750 |
| $975,000 Median | $9,750 | $24,375 | $14,625 |
| $1,350,000 | $13,500 | $33,750 | $20,250 |
| $1,750,000 | $17,500 | $43,750 | $26,250 |
| $2,500,000 | $25,000 | $62,500 | $37,500 |
Savings represent the difference between a 1% listing-side commission and a 2.5% listing-side commission. Buyer agent compensation is separate and negotiable. All services included: professional photography, MLS listing, negotiations, and transaction coordination.
Normal Heights and Kensington are two of San Diego's most walkable and community-oriented inner neighborhoods. Adams Avenue is the commercial spine connecting both -- running from the Normal Heights district (known for indie dining, record shops, and the Adams Avenue Street Fair) east into the Kensington village with its 1920s-era storefronts and Fox Theatre. Both neighborhoods have active community planning groups and a strong identity built over decades.
ZIP 92116 is served by San Diego Unified School District. Elementary schools include Normal Heights Elementary and Monroe Elementary. Monroe Clark Middle School serves most of the ZIP for grades 6-8. High school students are primarily zoned for Hoover or Crawford High, with Lincoln HS and options like the School of Creative and Performing Arts (SCPA) accessible via magnet application. Kensington-side students sometimes access La Jolla HS or Scripps Ranch via inter-district transfer.
Normal Heights and Kensington are bordered on the south by Balboa Park, San Diego's 1,200-acre urban park with museums, trails, the San Diego Zoo, and Morley Field sports complex. Within the neighborhoods, Teralta Park provides ballfields and a recreation center, and Switzer Canyon offers a preserved natural canyon running through residential streets. The Adams Avenue corridor itself functions as a walkable civic amenity -- coffee shops, restaurants, bookstores, and nightlife within walking distance of most 92116 addresses.
Normal Heights sits between I-15 and I-805, with easy on-ramp access from Adams Avenue, University Avenue, and El Cajon Boulevard. The neighborhood is well-served by MTS bus lines along Adams Avenue and University Avenue connecting to Downtown, North Park, Mission Valley, and City Heights. The Adams Avenue business district is walkable from most 92116 addresses, and the neighborhood's central location means most San Diego employment centers are within 20 minutes by car.
Adams Avenue is one of San Diego's most distinctive commercial streets -- antique shops, independent restaurants, vinyl record stores, coffee roasters, and bars run continuously from the 2000 block through the Kensington village at the 4000s. Notable spots include The Observatory North Park (music venue), local favorites along the Normal Heights stretch, and the walkable Kensington village with its Fox Theatre and neighborhood restaurants. Medical care is anchored by Sharp Memorial Hospital in Mission Valley and Alvarado Hospital in the College Area, both within 10-15 minutes.

Copyright 2026. Shorebreak Real Estate DBA San Diego 1 Percent Listing. All Rights Reserved.
━━━━━━━━

California Real Estate Disclosures: What Sellers and Buyers Need to Know
If you’re buying or selling a home in California, disclosures are not optional — they are a critical part of the transaction designed to protect both parties and prevent surprises after closing.
California has some of the most comprehensive disclosure laws in the country. Understanding them upfront can help you avoid delays, renegotiations, or legal issues later.
Here’s a practical breakdown of what disclosures are, why they matter, and what to expect during a residential real estate transaction.

A disclosure is written information about a property that could affect a buyer’s decision to purchase or the price they’re willing to pay. These disclosures typically address:
The physical condition of the home
Known defects or repairs
Environmental or natural hazards
Legal or financial obligations tied to the property
California law places the primary responsibility for disclosures on the seller, with additional duties imposed on real estate agents to investigate and disclose material facts.
One of the most important documents in a California home sale is the Real Estate Transfer Disclosure Statement (TDS).
This form requires the seller to disclose, to the best of their knowledge:
The condition of major systems (roof, plumbing, electrical, HVAC)
Past or present leaks, water damage, or structural issues
Unpermitted additions or repairs
Neighborhood nuisances (noise, odors, etc.)
HOA involvement or shared features
Environmental hazards such as asbestos, lead-based paint, or contaminated soil
Importantly, the TDS is not a warranty — but buyers are legally allowed to rely on the information provided when deciding whether to move forward.
If disclosures are delivered after an offer is accepted, buyers are given a short window to cancel the contract without penalty.
California sellers must also disclose whether a property is located in certain state- or federally-designated hazard zones, including:
Flood zones
Earthquake fault zones
Seismic hazard zones (liquefaction or landslides)
Very high fire hazard severity zones
Wildland fire areas
These disclosures are typically made using a Natural Hazard Disclosure Statement, often completed by a third-party reporting company. Even when a third party is used, the seller and agent remain responsible for ensuring the disclosure is delivered to the buyer.
Hazard disclosures help buyers understand potential insurance costs, building restrictions, and long-term risks tied to the property.
Depending on the property and transaction, sellers may also be required to provide disclosures related to:
Mello-Roos taxes or special assessments
Supplemental property tax notices
Methamphetamine contamination orders
Window security bars and pool safety features
Industrial zoning or nearby nuisance uses
Water heater earthquake bracing
Registered sex offender database notice
Lead-based paint disclosures (for homes built before 1978)
Failing to properly disclose these items can expose a seller to claims of misrepresentation — even years after closing.
Licensed real estate agents in California have independent disclosure obligations. Agents must:
Conduct a reasonably competent visual inspection of accessible areas
Disclose material facts affecting value, desirability, or intended use
Disclose known defects even if the seller does not
Properly explain agency relationships (buyer, seller, or dual agency)
Agents are not required to perform technical inspections, but they cannot ignore visible red flags or known issues.
Disclosures protect everyone involved:
For sellers, proper disclosures:
Reduce legal risk after closing
Build buyer confidence
Prevent deals from falling apart late in escrow
For buyers, disclosures:
Provide transparency
Help inform inspections and negotiations
Prevent costly surprises after move-in
In short: honest, timely disclosures keep transactions smoother and safer.
Disclosure laws are detailed, technical, and constantly evolving. Having an experienced broker who understands both the legal requirements and the practical realities of escrow can make a major difference.
At San Diego 1 Percent Listing, disclosures aren’t treated as paperwork — they’re treated as a critical part of protecting our clients and closing clean, defensible transactions.
If you’re preparing to sell and want help navigating disclosures the right way — without over-disclosing, under-disclosing, or risking liability — let’s talk.
👉 Schedule a free seller consultation
👉 Get a professional disclosure strategy before you list
This article is for general informational purposes only and is not legal advice. Disclosure laws can change, and every property is different. Buyers and sellers should consult qualified real estate and legal professionals regarding their specific situation. Information summarized from the California Department of Real Estate disclosure guidelines