Sell Your National City Home for 1%. Not 2.5%.
Full-service listing at a 1% fee. At the 2026 median of $710,000, that's $10,650 back in your pocket compared to a traditional 2.5% commission -- with professional photography, MLS listing, expert negotiation, and transaction coordination included.
Source: SDMLS · ZIP 91950 · Jan - Aug 2026
National City / 91950 - 2026 Market Snapshot
Based on 48 closed sales in SDMLS, January 1 - August 12, 2026. All residential property types, ZIP 91950. Data provided by Nikolas Mazzola, CA DRE #01724621, Shorebreak Real Estate.
National City 91950 Price Guide
What Does National City Look Like at Each Price Point?
National City's 48 sales in 2026 span from a $209,000 condo to a $955,000 attached home -- one of the widest ranges in the South Bay. The market separates cleanly into a condo/attached tier (largely concentrated in the National City Boulevard and R Avenue corridors) and a detached SFR tier that anchors the median and dominates activity above $500K. The city's flat street grid and mix of bungalows, craftsman homes, and newer infill make for a genuinely diverse product set.
| Price Range | What to Expect | Typical Profile |
|---|---|---|
| Under $500K | Condos on National City Boulevard (801 National City Blvd complex), R Avenue, J Avenue, and Via Las Palmas. Units run 378-1,115 SF -- among the smallest finished spaces in the San Diego County market. 801 National City Blvd #705 closed at $209,000 (1BR, 500 SF). The R Avenue condos (621-637 R Ave) cluster $439K-$460K for 2BR/2BA at 977-1,115 SF. This is the ZIP's entry point and serves investors and buyers priced out of South Bay's detached market. | 1-2 BD / 1-2 BA · 380-1,100 SF · Condo |
| $500K - $650K | Entry detached SFRs and small attached homes -- Grove Street, K Avenue, E 3rd, Prospect Street, E 30th. Homes typically run 700-1,050 SF on tight urban lots. Several in this tier sold above list: 527 K Avenue listed $499K, sold $545K; 2852 Prospect listed $575K, sold $615K. This is where the detached SFR market begins, and competitive offers are standard for well-presented properties. The buyer pool in this tier is first-time buyers and investors competing directly. | 2 BD / 1 BA · 700-1,100 SF · Detached SFR |
| $650K - $710K (Median) | Core National City detached SFRs on the original street grid -- E 20th, G Avenue, K Avenue, W 14th, Cypress, Bucky Lane. Typically 2-3 bedrooms, 900-1,100 SF, on city lots of 4,000-8,000 SF. At the 2026 median, homes sold at 100.4% of list price in 13 days. These are National City's standard family homes -- original stock from the 1940s-1960s, frequently updated, and valued for their South Bay location and access to the MTS trolley and I-5. | 2-3 BD / 1-2 BA · 800-1,200 SF · Detached SFR |
| $710K - $850K | Larger and updated National City SFRs -- O Avenue, K Avenue (427), Palm Avenue, Melrose Street, Ridgeway Drive, Gardenia, E 1st Street. Typically 3 bedrooms, 3 bathrooms, 1,000-2,000 SF. Multiple sales in this tier cleared list: 427 K Ave listed $700K, sold $763K; 1431 E 17th listed $650K, sold $775K; 406 G Ave listed $639K, sold $660K. The gap between ask and close reflects the demand pressure that correct pricing unlocks. | 2-4 BD / 2-3 BA · 900-2,050 SF · Updated SFR |
| $850K+ | National City's larger homes and multi-unit properties -- Beta Street (1901 Beta, $835K; 2513 Beta, $880K; 2104 Beta, $910K), Ridgeway Drive (2840, $830K), Gwynne Avenue, Peach Blossom Street (5/3, $925K), E 18th attached (4/3, $600K after 88 DOM), and the top sale at 911 Angelo Drive (5/3 attached, $955K). This tier includes duplexes and larger lots with income potential alongside single-family residences. | 3-5 BD / 2-4 BA · 1,100-2,100 SF · Large SFR / multi-unit |
Market Commentary
National City in 2026: Buyers Are Paying Over Ask and Closing in 13 Days
National City's detached SFR market in 2026 is running ahead of list price. The 100.4% median list-to-sale ratio means that the typical National City seller received more than their asking price -- a signal of real competitive pressure from a buyer pool that understands this ZIP is underpriced relative to adjacent cities. The 13-day median DOM confirms that correctly-priced detached homes are not sitting. Several transactions throughout the year closed at 5-15% above list price, including 527 K Avenue ($499K listed, $545K sold) and 427 K Avenue ($700K listed, $763K sold).
The average sale price of $690,677 sits below the median of $710,000 -- the gap is explained by the condo tier. National City has a cluster of small-unit condos on National City Boulevard, R Avenue, and J Avenue that sell in the $209K-$460K range. These compress the average down while the detached SFR market anchors the median higher. For detached SFR sellers, the median is the right benchmark.
National City is the most affordable incorporated city in San Diego County with direct bay access and a trolley connection to Downtown. The MTS Blue Line's National City station puts Downtown San Diego 20 minutes away by rail. I-5 access is immediate, and the Sweetwater River basin provides green space in a dense urban environment. The city's Filipino and Latino communities have built a genuine neighborhood identity along National City Boulevard and the Palm Avenue corridor. This is not a city that is waiting to be discovered -- buyers are already here and competing.
The 19-day average DOM versus 13-day median identifies the split in this market: properties priced in line with recent comparables go fast. The outliers -- 1003 Manchester (80 DOM), 2641 E 18th (88 DOM), 911 Angelo Drive (91 DOM) -- all eventually closed but required extended market time, typically driven by condition issues or initial overpricing. Sellers who price accurately in National City are consistently rewarded with competitive offers and a clean 13-day transaction.
National City Savings Calculator
What You Keep at 1% vs. 2.5%
Full-service listing. 1% fee. The difference goes back to you.
| Sale Price | At 1% (Our Fee) | At 2.5% (Traditional) | You Save |
|---|---|---|---|
| $350,000 | $3,500 | $8,750 | $5,250 |
| $500,000 | $5,000 | $12,500 | $7,500 |
| $650,000 | $6,500 | $16,250 | $9,750 |
| $710,000 Median | $7,100 | $17,750 | $10,650 |
| $800,000 | $8,000 | $20,000 | $12,000 |
| $955,000 | $9,550 | $23,875 | $14,325 |
Savings represent the difference between a 1% listing-side commission and a 2.5% listing-side commission. Buyer agent compensation is separate and negotiable. All services included: professional photography, MLS listing, negotiations, and transaction coordination.
Community Resources
National City is an independent incorporated city -- the second oldest in San Diego County -- with its own mayor, city council, and municipal services. It is a majority-Latino and Filipino city with a deep community identity and a historic downtown that has seen significant reinvestment in recent years. The Mile of Cars along National City Boulevard is one of the largest auto dealer corridors in California. Kimball Park, at the center of the city, is a historic anchor for civic events and recreation. The city has invested in the downtown core and the Westside neighborhood, and the National City Marine Terminal at the Port of San Diego provides a significant economic foundation.
Schools
National City is served by two separate school districts. The National School District covers K-8 elementary and middle school education, with campuses including Ira Harbison Elementary, El Toyon Elementary, Las Palmas Elementary, John Otis Elementary, and Central Elementary, among others. For high school, National City students are served by the Sweetwater Union High School District -- primarily Sweetwater High School, which sits in National City proper and offers a full range of academic, CTE, and athletics programs. Castle Park High School in Chula Vista also serves some National City students based on boundaries.
- National School District (K-8) -- K-8 district serving National City; school finder and enrollment at nsd.us
- Sweetwater High School -- Primary 9-12 campus for National City; located in National City proper; strong CTE and athletics
- Sweetwater Union High School District -- 9-12 district covering National City, Chula Vista, and South Bay communities; suhsd.net
- GreatSchools - ZIP 91950 -- School ratings, test scores, and parent reviews for all National City campuses
Parks & Recreation
Las Palmas Park is National City's primary recreation anchor -- a large community park with an outdoor swimming pool, gymnasium, sports courts, picnic facilities, and the Las Palmas golf course. Kimball Park, located in the historic downtown core near City Hall, provides open lawn space, a recreation center, and hosts community events year-round. Paradise Creek Educational Park is a restored wetland habitat along Paradise Creek that provides native plant trails and environmental education. El Toyon Park and the Sweetwater Regional Park at Sweetwater Reservoir are also accessible within a short drive.
Transportation & Commute
National City has exceptional transit access for a South Bay community. The MTS Blue Line Trolley serves National City directly, with the National City station providing a no-transfer connection to Downtown San Diego (approximately 20 minutes) and direct service to the SDSU, Qualcomm Stadium, and UTC corridors. I-5 runs through the western edge of the city with multiple on-ramps from National City Boulevard, 8th Street, and 30th Street. SR-54 connects to the eastern communities. Chula Vista and Logan Heights are immediately adjacent by car. The port and marine terminal are minutes from most National City addresses.
Downtown San Diego: 12-18 min (trolley: 20 min) · Chula Vista: 8-12 min · Logan Heights: 10-14 min · Mission Valley: 16-22 min · Airport (SAN): 14-20 min · Kearny Mesa: 20-28 min
- MTS Blue Line Trolley - National City Station -- Direct service to Downtown San Diego, SDSU, UTC, and the Trolley Barn Park connector to the airport
- MTS Bus - National City -- Multiple routes on National City Blvd, 8th Street, and Highland Ave serving the city grid
- 511 SD Trip Planner -- Real-time transit and commute routing from 91950 to all South Bay and San Diego destinations
Dining, Shopping & Medical
National City's commercial corridors reflect its community character. National City Boulevard and the surrounding streets host some of the South Bay's best Filipino restaurants -- including long-established turo-turo spots and bakeries that draw from across San Diego County. The Mile of Cars auto dealer strip is one of the largest in California and anchors the northern commercial district. Westfield Plaza Bonita (just across the city border in Bonita) provides major retail anchors including Macy's and a full dining and entertainment lineup. Highland Avenue and 8th Street have a range of neighborhood restaurants, grocery stores, and services. Medical care is served by Scripps Mercy Hospital Chula Vista and Sharp Chula Vista Medical Center, both within 15 minutes.
- Westfield Plaza Bonita -- Full-service mall immediately south in Bonita with Macy's, dining, and entertainment; 10 minutes from most National City addresses
- National City Business Directory -- Local restaurants, services, and retailers via the National City Chamber of Commerce member directory
- Scripps Mercy Chula Vista -- Full-service hospital 12 minutes south; emergency, cardiac, and maternity care
- Sharp Chula Vista Medical Center -- Major hospital 14 minutes south with comprehensive specialty care and a 24-hour emergency department
Want to work with us?
Real estate commissions are not set by law. There are no standard or fixed rates. The total commission is entirely up to the seller’s discretion and is negotiable between the seller and their listing agent.
Department of Real Estate License # 01724621, #01984637
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California Real Estate Disclosures: What Sellers and Buyers Need to Know
California Real Estate Disclosures: What Sellers and Buyers Need to Know
If you’re buying or selling a home in California, disclosures are not optional — they are a critical part of the transaction designed to protect both parties and prevent surprises after closing.
California has some of the most comprehensive disclosure laws in the country. Understanding them upfront can help you avoid delays, renegotiations, or legal issues later.
Here’s a practical breakdown of what disclosures are, why they matter, and what to expect during a residential real estate transaction.
What Are Real Estate Disclosures?
A disclosure is written information about a property that could affect a buyer’s decision to purchase or the price they’re willing to pay. These disclosures typically address:
The physical condition of the home
Known defects or repairs
Environmental or natural hazards
Legal or financial obligations tied to the property
California law places the primary responsibility for disclosures on the seller, with additional duties imposed on real estate agents to investigate and disclose material facts.
The Transfer Disclosure Statement (TDS)
One of the most important documents in a California home sale is the Real Estate Transfer Disclosure Statement (TDS).
This form requires the seller to disclose, to the best of their knowledge:
The condition of major systems (roof, plumbing, electrical, HVAC)
Past or present leaks, water damage, or structural issues
Unpermitted additions or repairs
Neighborhood nuisances (noise, odors, etc.)
HOA involvement or shared features
Environmental hazards such as asbestos, lead-based paint, or contaminated soil
Importantly, the TDS is not a warranty — but buyers are legally allowed to rely on the information provided when deciding whether to move forward.
If disclosures are delivered after an offer is accepted, buyers are given a short window to cancel the contract without penalty.
Natural Hazard Disclosures (NHD)
California sellers must also disclose whether a property is located in certain state- or federally-designated hazard zones, including:
Flood zones
Earthquake fault zones
Seismic hazard zones (liquefaction or landslides)
Very high fire hazard severity zones
Wildland fire areas
These disclosures are typically made using a Natural Hazard Disclosure Statement, often completed by a third-party reporting company. Even when a third party is used, the seller and agent remain responsible for ensuring the disclosure is delivered to the buyer.
Hazard disclosures help buyers understand potential insurance costs, building restrictions, and long-term risks tied to the property.
Additional Seller Disclosures You Should Know About
Depending on the property and transaction, sellers may also be required to provide disclosures related to:
Mello-Roos taxes or special assessments
Supplemental property tax notices
Methamphetamine contamination orders
Window security bars and pool safety features
Industrial zoning or nearby nuisance uses
Water heater earthquake bracing
Registered sex offender database notice
Lead-based paint disclosures (for homes built before 1978)
Failing to properly disclose these items can expose a seller to claims of misrepresentation — even years after closing.
What Are Agents Required to Disclose?
Licensed real estate agents in California have independent disclosure obligations. Agents must:
Conduct a reasonably competent visual inspection of accessible areas
Disclose material facts affecting value, desirability, or intended use
Disclose known defects even if the seller does not
Properly explain agency relationships (buyer, seller, or dual agency)
Agents are not required to perform technical inspections, but they cannot ignore visible red flags or known issues.
Why Disclosures Matter (for Both Sides)
Disclosures protect everyone involved:
For sellers, proper disclosures:
Reduce legal risk after closing
Build buyer confidence
Prevent deals from falling apart late in escrow
For buyers, disclosures:
Provide transparency
Help inform inspections and negotiations
Prevent costly surprises after move-in
In short: honest, timely disclosures keep transactions smoother and safer.
Work With a Broker Who Takes Disclosures Seriously
Disclosure laws are detailed, technical, and constantly evolving. Having an experienced broker who understands both the legal requirements and the practical realities of escrow can make a major difference.
At San Diego 1 Percent Listing, disclosures aren’t treated as paperwork — they’re treated as a critical part of protecting our clients and closing clean, defensible transactions.
Thinking of Selling?
If you’re preparing to sell and want help navigating disclosures the right way — without over-disclosing, under-disclosing, or risking liability — let’s talk.
👉 Schedule a free seller consultation
👉 Get a professional disclosure strategy before you list
Legal Note
This article is for general informational purposes only and is not legal advice. Disclosure laws can change, and every property is different. Buyers and sellers should consult qualified real estate and legal professionals regarding their specific situation. Information summarized from the California Department of Real Estate disclosure guidelines
