Sell Your Imperial Beach Home for 1%. Not 2.5%.
Full-service listing at a 1% fee. At the 2026 median of $842,500, that's $12,638 back in your pocket compared to a traditional 2.5% commission -- with professional photography, MLS listing, expert negotiation, and transaction coordination included.
Source: SDMLS · ZIP 91932 · YTD 2026 (through Aug 14)
Imperial Beach 91932 -- 2026 Market Snapshot
Based on 66 closed sales in SDMLS, YTD 2026 through August 14, 2026. All residential property types, ZIP 91932. Includes condos, townhomes, and detached single-family homes across Imperial Beach and the Seacoast Drive beachfront corridor. Data provided by Nikolas Mazzola, CA DRE #01724621, Shorebreak Real Estate.
2026 Sold Data · SDMLS
What Homes in Imperial Beach Actually Sell For
ZIP 91932 delivered 66 closed sales in 2026 ranging from a $310,000 studio condo to a $1,550,000 detached home on 5th Street. The median home is a 3BR/2BA, 1,341 SF detached SFR on a 6,105 SF lot selling in 16 days at $603/SF with a 102.4% list-to-sale ratio. The table below breaks those 66 sales into their natural tiers.
| Property Type | 2026 Sold Range | Typical Size | Example Streets |
|---|---|---|---|
| Entry Condo (1-2BR) | $310,000 - $580,000 | 735 - 1,003 SF | Iris Ave (1328), 12th St (1085), Holly Ave (1290, 1340), 7th St (631), Hemlock (1461), 13th St (832) -- the genuine entry point into Imperial Beach ownership. Well-maintained small-lot condo buildings a few blocks from the sand, with strong first-time-buyer and investor demand. |
| Condo / Townhome (2-3BR) | $600,000 - $995,000 | 950 - 2,200 SF | Dahlia Ave (270), Date Ave (180, 183), Finch Ln (510), Sanderling Lane (511, 513), Seacoast Drive (685 Twinhome), Evergreen Ave (130), Hummingbird (504), Heron Lane (522), Florence St (962 Twinhome) -- larger attached product serving move-up buyers who want low-maintenance living within walking distance of downtown IB. |
| Entry Detached SFR (2-3BR) | $590,000 - $860,000 | 744 - 1,700 SF | 10th Street (1019), Dahlia Ave (275, 521), Holly Ave (817, 1209), Evergreen Avenue (362), 11th St (903, 1055), Emory Street (570), 14th Street (1178), Fern Ave (985), 8th St (1250), Thorn Street (551), Connecticut (979), Calla (531), Bonito Avenue (376), Downing Street (1249) -- the entry tier for detached homes. Most of this tier moved in 0-28 days, with several full-price, zero-DOM closings. |
| Core SFR - Median Tier (3-4BR) | $865,000 - $1,070,000 | 1,014 - 2,340 SF | 9th St (1401), 9th (961), Oneonta Avenue (1005), Hemlock Avenue (737, 1128), 7th St (920), Holly Avenue (261, 851), 7th Street (1243), Cherry Ave (451), Citrus Avenue (166), 4th Street (1053), Silver Strand Blvd (559), Louden Lane (1451) -- Imperial Beach at its core. Multiple above-ask closings and several under 10-day DOM. |
| Premium / Coastal (Seacoast & Top Detached) | $1,096,000 - $1,550,000 | 1,351 - 3,836 SF | Grove Avenue (1096), Seacoast Drive condos (1320 x2, 1442), East Lane (1245), Calla Ave (205), Elm Avenue (147 -- zero DOM, full ask), 8th St (1226), 5th St (1192) -- the top sale was 1192 5th St (3/3, 3,836 SF), which closed $101,000 over list in just 6 days. This tier confirms genuine coastal-premium demand at the top of the 91932 market. |
Ranges based on 66 closed sales in ZIP 91932, YTD 2026 through August 14, 2026. Median DOM of 16 days across all tiers confirms a supply-constrained market where accurately priced homes move quickly at virtually every price point from $310K condos to $1.55M coastal-adjacent homes. Proximity to Seacoast Drive, the IB Pier, and the boardwalk are the primary premium-drivers within sub-tiers.
Agent's Market Analysis · August 2026
Imperial Beach in 2026: 16-Day DOM at an $842,500 Median, and a Home That Sold $101,000 Over Asking
The most useful number in the 2026 Imperial Beach data is not the median price. It's the median days on market: 16 days. For a coastal ZIP with a median well under $900,000, that is a fast-moving market -- and it reflects something real about buyer demand in 91932 that the price alone does not fully capture. This is San Diego County's southernmost coastal city, and it remains one of the last places on the coast where a buyer can land a detached single-family home under the county median price.
"Imperial Beach is where I point buyers who want real ocean proximity without a coastal-tier price tag. 66 homes sold through mid-August. Median DOM of 16 days. A 102% list-to-sale ratio. And a 3,836-square-foot home on 5th Street that sold $101,000 over asking in six days. That's not a fluke -- that's what happens when a genuinely undervalued coastal market gets discovered."
The data point that best illustrates 2026 Imperial Beach demand: 1192 5th Street listed at $1,449,000 and sold at $1,550,000 in 6 days -- $101,000 over asking, the top sale of the year in the ZIP. That is not an isolated event. 147 Elm Avenue offered a similar signal -- listed and sold at exactly $1,245,000 with zero days on market. Multiple entry-tier detached homes closed at full asking price with zero DOM as well, including 903 11th St ($740,000) and 531 Calla ($800,000-range) -- evidence that correctly priced Imperial Beach homes are finding buyers immediately.
The median list-to-sale ratio of 102.4% means the typical Imperial Beach seller received more than they asked. The average SP ($826,663) came in below the average LP ($837,338) -- a gap explained by a handful of longer-DOM listings that required negotiation, not by broad softness. For sellers pricing in the $700K-$1.1M core tier, the relevant signal is the median: above asking, in 16 days.
The condo and townhome corridor (Iris Ave, Holly Ave, Dahlia Ave, Date Ave, Sanderling Lane) provides genuine entry-point access to 91932 at $310K-$995K -- some of the last true beach-adjacent condo pricing left in coastal San Diego County. For first-time buyers, investors, and downsizing owners who want to stay near the water, this corridor traded consistently all year.
For sellers considering timing: the data argues against waiting. The active inventory of 90 listings against 66 sold and only 11 pending suggests the market is still absorbing supply, and homes priced above their comps are the ones sitting -- several active listings show DOM above 100 days. The 16-day DOM median is achievable for a correctly priced home. It is not the default outcome for a home that leads its comps by 8-12%.
Nikolas Mazzola · CA DRE #01724621 · Broker, Shorebreak Real Estate · Analysis based on SDMLS data, ZIP 91932, YTD 2026 through August 14, 2026.
Based on 2026 Imperial Beach Sold Prices
How Much You Keep at 1% vs. 2.5%
At the 2026 Imperial Beach median of $842,500, the 1.5% difference between a 1% and 2.5% listing fee is $12,638. At the average of $826,663, it's $12,400. On the top sale of the year, savings reached $23,250 -- money that stays with you after a sale you've worked hard to earn.
| Your Sale Price | 2.5% Listing Fee | 1% Commission | You Save |
|---|---|---|---|
| $400,000 | $10,000 | $4,000 | $6,000 |
| $600,000 | $15,000 | $6,000 | $9,000 |
| $800,000 | $20,000 | $8,000 | $12,000 |
| $842,500 (2026 Median) | $21,063 | $8,425 | $12,638 |
| $1,000,000 | $25,000 | $10,000 | $15,000 |
| $1,200,000 | $30,000 | $12,000 | $18,000 |
| $1,550,000 | $38,750 | $15,500 | $23,250 |
Full-service listing includes professional photography, MLS listing, syndication, negotiation, and transaction coordination. No hidden fees. Same service. A fraction of the cost. In Imperial Beach, where the median home sells in 16 days at 102.4% of list price, the right pricing strategy matters far more than the commission rate your agent charges themselves.
The Imperial Beach Neighborhoods
ZIP 91932 covers San Diego County's southernmost coastal city -- a compact, walkable beach town wedged between the Pacific Ocean, the Tijuana River Estuary, and the U.S.-Mexico border. Unlike much of coastal San Diego, Imperial Beach has resisted large-scale redevelopment, which means a buyer today can still find a detached single-family home a few blocks from the sand for well under $1 million. Condo prices begin at $310K; the top detached sale of 2026 closed above $1.5M. The sub-markets within 91932 are compact but distinct.
Seacoast Drive Beachfront
The oceanfront corridor running along Seacoast Drive is Imperial Beach's premium address -- condos and twinhomes with direct or near-direct beach access, walking distance to the pier and the Sunday farmers market. 2026 sales along this corridor ranged from $675K twinhomes to $1.1M-plus condos, with several units commanding significant per-square-foot premiums over inland comps.
Imperial Beach PierPalm Avenue / Downtown Corridor
Palm Avenue is Imperial Beach's main commercial spine, connecting the 5 Freeway to the beach through a walkable stretch of local restaurants, shops, and services. Homes just off Palm Avenue -- including the Dahlia, Elder, and Holly Avenue pockets -- offer some of the most accessible entry-level detached and condo pricing in coastal San Diego County.
City of Imperial BeachCore Residential Grid
The bulk of Imperial Beach's detached housing stock sits in the numbered-street grid (7th through 14th Streets) and the named avenues (Holly, Hemlock, Cherry, Calla, Connecticut, Georgia). Lots run 5,500-7,000 SF with 1,000-2,300 SF homes -- this is where the 2026 median transaction of $842,500 actually happened, with a 16-day median DOM confirming strong first-time and move-up buyer demand.
Search Imperial Beach HomesSouth IB / Border-Adjacent
The southernmost pocket of 91932, closest to the Tijuana River Estuary and the international border, offers the most affordable detached and attached product in the ZIP. Buyers here trade proximity to the border crossing for meaningful savings versus the beachfront and core corridors, while remaining minutes from Palm Avenue and the 5 Freeway.
Request a South IB Comp AnalysisWhy Imperial Beach's Location Drives Its Value
Imperial Beach sits at the far southwestern corner of the continental United States -- the last stretch of California coastline before the Mexican border. That geography has kept it quieter and more affordable than its coastal neighbors to the north, while still delivering genuine beach-town character: a working pier, a laid-back surf scene, and a slower pace than Coronado or Pacific Beach. For buyers priced out of the rest of coastal San Diego, IB remains one of the last places to buy real proximity to the ocean.
Imperial Beach Pier & Boardwalk
The Imperial Beach Pier anchors the town's identity -- a public fishing pier with oceanfront dining and views up and down the coast. The adjacent boardwalk and beachfront park host the city's community events and give Seacoast Drive residents direct pedestrian access to the sand. For buyers who want to walk to the beach rather than drive to it, the pier corridor is the draw.
City of Imperial BeachU.S. Open Sandcastle Competition
Imperial Beach hosts the U.S. Open Sandcastle Competition, one of the largest sand sculpture events in the country, drawing tens of thousands of visitors to the beach each summer. The event reflects the town's broader civic identity -- a small beach community that has built a national reputation around its stretch of coastline.
U.S. Open Sandcastle CompetitionSurf Culture
Imperial Beach has a deep-rooted surf history and remains one of San Diego's more accessible and less crowded surf breaks compared to the north county lineups. The consistent swell and relatively uncrowded water continue to draw surfers who want real waves without the Pacific Beach or La Jolla parking fight.
Ask About Surf-Adjacent ListingsTijuana River National Estuarine Research Reserve
Bordering the southern edge of Imperial Beach, the Tijuana River National Estuarine Research Reserve is one of the largest coastal wetlands in Southern California -- a major birding and nature destination with protected open space that will never be developed. For buyers who value permanent open space adjacent to their neighborhood, this reserve is a meaningful long-term amenity.
Tijuana River NERRSilver Strand & Coronado Access
Silver Strand State Beach connects Imperial Beach to Coronado along a narrow strip of coastline, giving IB residents easy access to one of San Diego's most scenic drives and to Coronado's shops, hotels, and restaurants roughly 15-20 minutes north. The Strand's bike path is a popular car-free route between the two beach towns.
Silver Strand State BeachCommute and Freeway Access
The 5 Freeway runs along the eastern edge of 91932, providing a direct connection north to downtown San Diego (roughly 20-25 minutes) and south to the San Ysidro border crossing. For buyers who commute to downtown, Chula Vista, or across the border for work, Imperial Beach offers coastal living without a coastal commute.
Ask About Commute TimesSchools Serving 91932
Imperial Beach is served primarily by the South Bay Union School District for elementary grades and the Sweetwater Union High School District for secondary education. The district footprint reflects the South Bay's broader community character -- established neighborhood schools with strong local identity. Families should verify current attendance boundaries with the relevant district before purchasing, as assignment is address-based.
South Bay Union School District
South Bay Union School District serves elementary-age students across Imperial Beach with several neighborhood elementary schools within the ZIP. The district serves a close-knit South Bay community and is the primary K-6 option for most 91932 addresses.
South Bay Union School DistrictMar Vista High School
Mar Vista High School, part of the Sweetwater Union High School District, is the primary public high school serving Imperial Beach. Mar Vista offers a full range of college-prep coursework, athletics, and career-technical programs serving the South Bay community.
Sweetwater Union High School DistrictMar Vista Middle School
Mar Vista Middle School feeds into Mar Vista High School and serves as the primary middle school option for Imperial Beach families, continuing the neighborhood school pipeline that many South Bay families rely on through the K-12 sequence.
Sweetwater Union HSD SchoolsSouthwestern College
Southwestern College, a public community college in nearby Chula Vista, serves as the primary higher-education access point for South Bay residents, offering transfer pathways to San Diego State and other four-year institutions along with career and technical programs.
Southwestern CollegeCharter and Alternative Options
Several charter school options serve the greater South Bay area, providing families in 91932 with alternatives to traditional district schools. Availability and enrollment vary by year and typically operate on a lottery admission basis -- families should research current options directly with individual charter operators.
Ask About School OptionsList Your Home for 1% in IB
Imperial Beach's median sale price means a traditional 2.5% listing commission costs over $21,000. Shorebreak Real Estate's 1% listing fee keeps $12,638 in your pocket without sacrificing the marketing and negotiation your sale deserves.
Get Your Free Home Value EstimateWant to work with us?
Real estate commissions are not set by law. There are no standard or fixed rates. The total commission is entirely up to the seller’s discretion and is negotiable between the seller and their listing agent.
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California Real Estate Disclosures: What Sellers and Buyers Need to Know
California Real Estate Disclosures: What Sellers and Buyers Need to Know
If you’re buying or selling a home in California, disclosures are not optional — they are a critical part of the transaction designed to protect both parties and prevent surprises after closing.
California has some of the most comprehensive disclosure laws in the country. Understanding them upfront can help you avoid delays, renegotiations, or legal issues later.
Here’s a practical breakdown of what disclosures are, why they matter, and what to expect during a residential real estate transaction.
What Are Real Estate Disclosures?
A disclosure is written information about a property that could affect a buyer’s decision to purchase or the price they’re willing to pay. These disclosures typically address:
The physical condition of the home
Known defects or repairs
Environmental or natural hazards
Legal or financial obligations tied to the property
California law places the primary responsibility for disclosures on the seller, with additional duties imposed on real estate agents to investigate and disclose material facts.
The Transfer Disclosure Statement (TDS)
One of the most important documents in a California home sale is the Real Estate Transfer Disclosure Statement (TDS).
This form requires the seller to disclose, to the best of their knowledge:
The condition of major systems (roof, plumbing, electrical, HVAC)
Past or present leaks, water damage, or structural issues
Unpermitted additions or repairs
Neighborhood nuisances (noise, odors, etc.)
HOA involvement or shared features
Environmental hazards such as asbestos, lead-based paint, or contaminated soil
Importantly, the TDS is not a warranty — but buyers are legally allowed to rely on the information provided when deciding whether to move forward.
If disclosures are delivered after an offer is accepted, buyers are given a short window to cancel the contract without penalty.
Natural Hazard Disclosures (NHD)
California sellers must also disclose whether a property is located in certain state- or federally-designated hazard zones, including:
Flood zones
Earthquake fault zones
Seismic hazard zones (liquefaction or landslides)
Very high fire hazard severity zones
Wildland fire areas
These disclosures are typically made using a Natural Hazard Disclosure Statement, often completed by a third-party reporting company. Even when a third party is used, the seller and agent remain responsible for ensuring the disclosure is delivered to the buyer.
Hazard disclosures help buyers understand potential insurance costs, building restrictions, and long-term risks tied to the property.
Additional Seller Disclosures You Should Know About
Depending on the property and transaction, sellers may also be required to provide disclosures related to:
Mello-Roos taxes or special assessments
Supplemental property tax notices
Methamphetamine contamination orders
Window security bars and pool safety features
Industrial zoning or nearby nuisance uses
Water heater earthquake bracing
Registered sex offender database notice
Lead-based paint disclosures (for homes built before 1978)
Failing to properly disclose these items can expose a seller to claims of misrepresentation — even years after closing.
What Are Agents Required to Disclose?
Licensed real estate agents in California have independent disclosure obligations. Agents must:
Conduct a reasonably competent visual inspection of accessible areas
Disclose material facts affecting value, desirability, or intended use
Disclose known defects even if the seller does not
Properly explain agency relationships (buyer, seller, or dual agency)
Agents are not required to perform technical inspections, but they cannot ignore visible red flags or known issues.
Why Disclosures Matter (for Both Sides)
Disclosures protect everyone involved:
For sellers, proper disclosures:
Reduce legal risk after closing
Build buyer confidence
Prevent deals from falling apart late in escrow
For buyers, disclosures:
Provide transparency
Help inform inspections and negotiations
Prevent costly surprises after move-in
In short: honest, timely disclosures keep transactions smoother and safer.
Work With a Broker Who Takes Disclosures Seriously
Disclosure laws are detailed, technical, and constantly evolving. Having an experienced broker who understands both the legal requirements and the practical realities of escrow can make a major difference.
At San Diego 1 Percent Listing, disclosures aren’t treated as paperwork — they’re treated as a critical part of protecting our clients and closing clean, defensible transactions.
Thinking of Selling?
If you’re preparing to sell and want help navigating disclosures the right way — without over-disclosing, under-disclosing, or risking liability — let’s talk.
👉 Schedule a free seller consultation
👉 Get a professional disclosure strategy before you list
Legal Note
This article is for general informational purposes only and is not legal advice. Disclosure laws can change, and every property is different. Buyers and sellers should consult qualified real estate and legal professionals regarding their specific situation. Information summarized from the California Department of Real Estate disclosure guidelines
